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Loyola University Chicago — ROI, Cost & Payback

Private nonprofit · Chicago, IL · 11,737 students

The verdict

Loyola University Chicago charges a net price of $36,079/yr after aid — a 4-year total of $144,316. Graduates earn a median $71,530 ten years after entry, $23,170/yr above the $48,360 high-school baseline, clearing the total in 6.2 years — a 20-year net return of $319,084, a solid payback. (Scorecard, 2026 · our math.)

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Loyola University Chicago's 6.2-year payback ranks #537 of 1,280 US colleges we track — better ROI than 58% of them, and #20 of 116 in Illinois.

Better ROI than 58% of US colleges#537 of 1,280
Weakest ROIStrongest ROI
$36,079
Net price / yr
Scorecard, 2026
$71,530
Median earnings, 10 yrs
Scorecard, 2026
6.2 yrs
Payback
Our math, 2026
82%
Admission rate
Scorecard, 2026
Loyola University Chicago: cost, earnings and payback
MeasureValueSource
Net price (after aid)$36,079/yrScorecard, 2026
Total net cost (4 yrs)$144,316our math
Median earnings, 10 yrs after entry$71,530Scorecard, 2026
Earnings premium over HS baseline$23,170/yrour math
Median debt (completers)$24,157Scorecard, 2026
Payback6.2 yrsour math
20-year net return$319,084our math

College Scorecard (2026 release), institution-level · payback and returns are our math.

How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.

Loyola University Chicago: frequently asked questions

Is Loyola University Chicago worth the cost?
On the numbers, yes. Loyola University Chicago charges $36,079/yr after aid ($144,316 over 4 years), and graduates earn a median $71,530 ten years out — $23,170/yr above the $48,360 high-school baseline. That clears the cost in 6.2 years and returns $319,084 net over 20 years, a solid payback.
How long does a Loyola University Chicago degree take to pay off?
About 6.2 years. We divide the $144,316 four-year net cost by the $23,170/yr earnings premium over the high-school baseline. It is a floor, not a ceiling — mid-career raises pay it back faster.
How much does Loyola University Chicago cost after financial aid?
The median net price is $36,079/yr — about $144,316 over 4 years. That is what the typical aided student actually pays after grants and scholarships, not the published sticker price.
How does Loyola University Chicago compare to other Illinois colleges?
It ranks #20 of 116 Illinois colleges we track by payback. Its $71,530 median earnings beat the national median of $43,552, and its $36,079 net price is above the national median of $16,906.