Degree Dividend
Sourced from federal dataEvery figure datedNo rankings for sale

College outcomes, in dollars

The actual math of a college degree.

Net price after aid, earnings by major, and debt against salary — every number sourced and dated.

20-year net return, by field of study

Lifetime earnings premium minus total cost. Bachelor's, median.

Engineering
+$478,704
Computer Sci.
+$402,000
Nursing (BSN)
+$318,000
Business
+$261,424
Biology
+$96,000
Psychology
−$207,904

Source: College Scorecard, June 2026 · our math

$13,788
Median net price (public, after aid)
College Scorecard, 2026
$261,424
Median 20-year ROI — a 105% return
our math on Scorecard + BLS
$40,467
Average student debt per borrower
U.S. Dept of Education, Mar 2026

What graduates of a specific program actually earn

Data almost no one else surfaces. We pair federal earnings records with real net cost, then show the payback in years — by field and by school.

See all 30 fields ranked by payback →
Major1-yr earningsPayback
Nursing (BSN)$83,1883.9 yrs
Computer Science$78,6101.8 yrs
Psychology$44,01224+ yrs
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College ROI

What college costs and pays — net price, earnings by major, debt, and payback in years.

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Online Degrees

Degrees that pay off — MBA, nursing, the cheapest accredited paths, and whether recruiters respect them.

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Worth it?

How we do the math

Every figure comes from federal data — College Scorecard, IPEDS (NCES), and the Urban Institute (ODC-By). We compute payback and 20-year ROI ourselves, and show the formula: net cost plus the wages forgone during study, measured against the earnings premium a degree actually pays.

Read the full methodology →

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