Merrimack College — ROI, Cost & Payback
Merrimack College charges a net price of $37,927/yr after aid — a 4-year total of $151,708. Graduates earn a median $75,584 ten years after entry, $27,224/yr above the $48,360 high-school baseline, clearing the total in 5.6 years — a 20-year net return of $392,772, a solid payback. (Scorecard, 2026 · our math.)
Merrimack College's 5.6-year payback ranks #488 of 1,280 US colleges we track — better ROI than 62% of them, and #31 of 85 in Massachusetts.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $37,927/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $151,708 | our math |
| Median earnings, 10 yrs after entry | $75,584 | Scorecard, 2026 |
| Earnings premium over HS baseline | $27,224/yr | our math |
| Median debt (completers) | $27,000 | Scorecard, 2026 |
| Payback | 5.6 yrs | our math |
| 20-year net return | $392,772 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.