University of Miami — ROI, Cost & Payback
University of Miami charges a net price of $37,244/yr after aid — a 4-year total of $148,976. Graduates earn a median $75,328 ten years after entry, $26,968/yr above the $48,360 high-school baseline, clearing the total in 5.5 years — a 20-year net return of $390,384, a solid payback. (Scorecard, 2026 · our math.)
University of Miami's 5.5-year payback ranks #475 of 1,280 US colleges we track — better ROI than 63% of them, and #20 of 166 in Florida.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $37,244/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $148,976 | our math |
| Median earnings, 10 yrs after entry | $75,328 | Scorecard, 2026 |
| Earnings premium over HS baseline | $26,968/yr | our math |
| Median debt (completers) | $17,500 | Scorecard, 2026 |
| Payback | 5.5 yrs | our math |
| 20-year net return | $390,384 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.