University of San Francisco — ROI, Cost & Payback
University of San Francisco charges a net price of $41,431/yr after aid — a 4-year total of $165,724. Graduates earn a median $89,812 ten years after entry, $41,452/yr above the $48,360 high-school baseline, clearing the total in 4 years — a 20-year net return of $663,316, a strong payback — the degree clears its cost fast. (Scorecard, 2026 · our math.)
University of San Francisco's 4-year payback ranks #288 of 1,280 US colleges we track — better ROI than 78% of them, and #64 of 334 in California.
| Measure | Value | Source |
|---|---|---|
| Net price (after aid) | $41,431/yr | Scorecard, 2026 |
| Total net cost (4 yrs) | $165,724 | our math |
| Median earnings, 10 yrs after entry | $89,812 | Scorecard, 2026 |
| Earnings premium over HS baseline | $41,452/yr | our math |
| Median debt (completers) | $23,000 | Scorecard, 2026 |
| Payback | 4 yrs | our math |
| 20-year net return | $663,316 | our math |
College Scorecard (2026 release), institution-level · payback and returns are our math.
How we compute this. Payback = total net cost ÷ annual earnings premium, where the premium is median earnings 10 years after entry minus the $48,360 baseline (BLS 2024 median for a high-school-diploma worker 25+). Total net cost = net price × 4 years. We do not discount future dollars. The institution-wide earnings figure blends every major — a specific program's payback can be far better or worse. Full method on the methodology page.