Head-to-head comparison
Academy of Art University vs Bellus Academy-Chula Vista: which has better ROI?
Option A San Francisco, CA
Academy of Art University
- Net price / year
- $40,613
- Earnings, 10 years
- $39,008
- Payback
- No payback
Option B Chula Vista, CA
Bellus Academy-Chula Vista
- Net price / year
- $20,738
- Earnings, 10 years
- $23,576
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Academy of Art University comes closer — median earnings $39,008 against a $162,452 total, vs $23,576 at Bellus Academy-Chula Vista. (Scorecard, 2026 · our math.)
| Measure | Academy of Art University | Bellus Academy-Chula Vista |
|---|---|---|
| Net price / yr | $40,613 | $20,738 |
| Total net cost | $162,452 | $82,952 |
| Median earnings, 10 yrs | $39,008 | $23,576 |
| Median debt | $31,000 | $7,917 |
| Payback | — | — |
| 20-year net return | -$349,492 | -$578,632 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Academy of Art University or Bellus Academy-Chula Vista?
Bellus Academy-Chula Vista, at $20,738 a year after aid versus $40,613 — a gap of $19,875 a year, or $79,500 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Academy of Art University or Bellus Academy-Chula Vista graduates earn more?
Academy of Art University graduates report a median $39,008 ten years after entry, $15,432 more than the $23,576 at Bellus Academy-Chula Vista. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Academy of Art University or Bellus Academy-Chula Vista?
Bellus Academy-Chula Vista: its completers carry a median $7,917 in federal loans versus $31,000 at Academy of Art University, a difference of $23,083. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
68% of students finish at Bellus Academy-Chula Vista, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.