Head-to-head comparison
Academy of Art University vs Institute for Business and Technology: which has better ROI?
Option A San Francisco, CA
Academy of Art University
- Net price / year
- $40,613
- Earnings, 10 years
- $39,008
- Payback
- No payback
Option B San Jose, CA
Institute for Business and Technology
- Net price / year
- $27,207
- Earnings, 10 years
- $38,015
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Institute for Business and Technology comes closer — median earnings $38,015 against a $108,828 total, vs $39,008 at Academy of Art University. (Scorecard, 2026 · our math.)
| Measure | Academy of Art University | Institute for Business and Technology |
|---|---|---|
| Net price / yr | $40,613 | $27,207 |
| Total net cost | $162,452 | $108,828 |
| Median earnings, 10 yrs | $39,008 | $38,015 |
| Median debt | $31,000 | $7,853 |
| Payback | — | — |
| 20-year net return | -$349,492 | -$315,728 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Academy of Art University or Institute for Business and Technology?
Institute for Business and Technology, at $27,207 a year after aid versus $40,613 — a gap of $13,406 a year, or $53,624 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Academy of Art University or Institute for Business and Technology graduates earn more?
Academy of Art University graduates report a median $39,008 ten years after entry, $993 more than the $38,015 at Institute for Business and Technology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Academy of Art University or Institute for Business and Technology?
Institute for Business and Technology: its completers carry a median $7,853 in federal loans versus $31,000 at Academy of Art University, a difference of $23,147. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
84% of students finish at Institute for Business and Technology, against 34% at Academy of Art University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.