Head-to-head comparison
Amarillo College vs Jarvis Christian University: which has better ROI?
Option A Amarillo, TX
Amarillo College
- Net price / year
- $4,600
- Earnings, 10 years
- $41,302
- Payback
- No payback
Option B Hawkins, TX
Jarvis Christian University
- Net price / year
- $9,825
- Earnings, 10 years
- $32,992
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Amarillo College comes closer — median earnings $41,302 against a $9,200 total, vs $32,992 at Jarvis Christian University. (Scorecard, 2026 · our math.)
| Measure | Amarillo College | Jarvis Christian University |
|---|---|---|
| Net price / yr | $4,600 | $9,825 |
| Total net cost | $9,200 | $39,300 |
| Median earnings, 10 yrs | $41,302 | $32,992 |
| Median debt | $15,000 | $27,000 |
| Payback | — | — |
| 20-year net return | -$150,360 | -$346,660 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Amarillo College or Jarvis Christian University?
Amarillo College, at $4,600 a year after aid versus $9,825 — a gap of $5,225 a year, or $30,100 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Amarillo College or Jarvis Christian University graduates earn more?
Amarillo College graduates report a median $41,302 ten years after entry, $8,310 more than the $32,992 at Jarvis Christian University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Amarillo College or Jarvis Christian University?
Amarillo College: its completers carry a median $15,000 in federal loans versus $27,000 at Jarvis Christian University, a difference of $12,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
32% of students finish at Amarillo College, against 15% at Jarvis Christian University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.