Head-to-head comparison
American Career College-Anaheim vs San Joaquin Valley College-Modesto: which has better ROI?
Option A Anaheim, CA
American Career College-Anaheim
- Net price / year
- $31,218
- Earnings, 10 years
- $38,430
- Payback
- No payback
Option B Salida, CA
San Joaquin Valley College-Modesto
- Net price / year
- $26,706
- Earnings, 10 years
- $38,317
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but San Joaquin Valley College-Modesto comes closer — median earnings $38,317 against a $106,824 total, vs $38,430 at American Career College-Anaheim. (Scorecard, 2026 · our math.)
| Measure | American Career College-Anaheim | San Joaquin Valley College-Modesto |
|---|---|---|
| Net price / yr | $31,218 | $26,706 |
| Total net cost | $124,872 | $106,824 |
| Median earnings, 10 yrs | $38,430 | $38,317 |
| Median debt | $9,500 | $10,674 |
| Payback | — | — |
| 20-year net return | -$323,472 | -$307,684 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, American Career College-Anaheim or San Joaquin Valley College-Modesto?
San Joaquin Valley College-Modesto, at $26,706 a year after aid versus $31,218 — a gap of $4,512 a year, or $18,048 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do American Career College-Anaheim or San Joaquin Valley College-Modesto graduates earn more?
American Career College-Anaheim graduates report a median $38,430 ten years after entry, $113 more than the $38,317 at San Joaquin Valley College-Modesto. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, American Career College-Anaheim or San Joaquin Valley College-Modesto?
American Career College-Anaheim: its completers carry a median $9,500 in federal loans versus $10,674 at San Joaquin Valley College-Modesto, a difference of $1,174. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
77% of students finish at San Joaquin Valley College-Modesto, against 70% at American Career College-Anaheim. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.