Head-to-head comparison
American Career College-Los Angeles vs Bellus Academy-Chula Vista: which has better ROI?
Option A Los Angeles, CA
American Career College-Los Angeles
- Net price / year
- $32,408
- Earnings, 10 years
- $38,430
- Payback
- No payback
Option B Chula Vista, CA
Bellus Academy-Chula Vista
- Net price / year
- $20,738
- Earnings, 10 years
- $23,576
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but American Career College-Los Angeles comes closer — median earnings $38,430 against a $129,632 total, vs $23,576 at Bellus Academy-Chula Vista. (Scorecard, 2026 · our math.)
| Measure | American Career College-Los Angeles | Bellus Academy-Chula Vista |
|---|---|---|
| Net price / yr | $32,408 | $20,738 |
| Total net cost | $129,632 | $82,952 |
| Median earnings, 10 yrs | $38,430 | $23,576 |
| Median debt | $9,500 | $7,917 |
| Payback | — | — |
| 20-year net return | -$328,232 | -$578,632 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, American Career College-Los Angeles or Bellus Academy-Chula Vista?
Bellus Academy-Chula Vista, at $20,738 a year after aid versus $32,408 — a gap of $11,670 a year, or $46,680 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do American Career College-Los Angeles or Bellus Academy-Chula Vista graduates earn more?
American Career College-Los Angeles graduates report a median $38,430 ten years after entry, $14,854 more than the $23,576 at Bellus Academy-Chula Vista. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, American Career College-Los Angeles or Bellus Academy-Chula Vista?
Bellus Academy-Chula Vista: its completers carry a median $7,917 in federal loans versus $9,500 at American Career College-Los Angeles, a difference of $1,583. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
75% of students finish at American Career College-Los Angeles, against 68% at Bellus Academy-Chula Vista. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.