Head-to-head comparison
Bard College vs Central Yeshiva Tomchei Tmimim Lubavitz: which has better ROI?
Option A Annandale-On-Hudson, NY
Bard College
- Net price / year
- $34,649
- Earnings, 10 years
- $46,543
- Payback
- No payback
Option B Brooklyn, NY
Central Yeshiva Tomchei Tmimim Lubavitz
- Net price / year
- $21,437
- Earnings, 10 years
- $35,023
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Bard College comes closer — median earnings $46,543 against a $138,596 total, vs $35,023 at Central Yeshiva Tomchei Tmimim Lubavitz. (Scorecard, 2026 · our math.)
| Measure | Bard College | Central Yeshiva Tomchei Tmimim Lubavitz |
|---|---|---|
| Net price / yr | $34,649 | $21,437 |
| Total net cost | $138,596 | $85,748 |
| Median earnings, 10 yrs | $46,543 | $35,023 |
| Median debt | $24,254 | — |
| Payback | — | — |
| 20-year net return | -$174,936 | -$352,488 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Bard College or Central Yeshiva Tomchei Tmimim Lubavitz?
Central Yeshiva Tomchei Tmimim Lubavitz, at $21,437 a year after aid versus $34,649 — a gap of $13,212 a year, or $52,848 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Bard College or Central Yeshiva Tomchei Tmimim Lubavitz graduates earn more?
Bard College graduates report a median $46,543 ten years after entry, $11,520 more than the $35,023 at Central Yeshiva Tomchei Tmimim Lubavitz. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which graduates more of its students?
68% of students finish at Bard College, against 5% at Central Yeshiva Tomchei Tmimim Lubavitz. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.