Head-to-head comparison
Belmont Abbey College vs Johnson C Smith University: which has better ROI?
Option A Belmont, NC
Belmont Abbey College
- Net price / year
- $24,639
- Earnings, 10 years
- $47,937
- Payback
- No payback
Option B Charlotte, NC
Johnson C Smith University
- Net price / year
- $20,894
- Earnings, 10 years
- $42,680
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Belmont Abbey College comes closer — median earnings $47,937 against a $98,556 total, vs $42,680 at Johnson C Smith University. (Scorecard, 2026 · our math.)
| Measure | Belmont Abbey College | Johnson C Smith University |
|---|---|---|
| Net price / yr | $24,639 | $20,894 |
| Total net cost | $98,556 | $83,576 |
| Median earnings, 10 yrs | $47,937 | $42,680 |
| Median debt | $26,000 | $30,000 |
| Payback | — | — |
| 20-year net return | -$107,016 | -$197,176 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Belmont Abbey College or Johnson C Smith University?
Johnson C Smith University, at $20,894 a year after aid versus $24,639 — a gap of $3,745 a year, or $14,980 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Belmont Abbey College or Johnson C Smith University graduates earn more?
Belmont Abbey College graduates report a median $47,937 ten years after entry, $5,257 more than the $42,680 at Johnson C Smith University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Belmont Abbey College or Johnson C Smith University?
Belmont Abbey College: its completers carry a median $26,000 in federal loans versus $30,000 at Johnson C Smith University, a difference of $4,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
47% of students finish at Belmont Abbey College, against 34% at Johnson C Smith University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.