Head-to-head comparison
Binghamton University vs Fashion Institute of Technology: which has better ROI?
Option A Vestal, NY
Binghamton University
- Net price / year
- $21,620
- Earnings, 10 years
- $80,596
- Payback
- 2.7 yrs
Option B New York, NY
Fashion Institute of Technology
- Net price / year
- $19,095
- Earnings, 10 years
- $62,696
- Payback
- 2.7 yrs
Binghamton University has the better ROI: it clears its 4-year net cost of $86,480 in 2.7 years versus 2.7 years at Fashion Institute of Technology, on median earnings of $80,596 vs $62,696 ten years out. (Scorecard, 2026 · our math.)
| Measure | Binghamton University | Fashion Institute of Technology |
|---|---|---|
| Net price / yr | $21,620 | $19,095 |
| Total net cost | $86,480 | $38,190 |
| Median earnings, 10 yrs | $80,596 | $62,696 |
| Median debt | $18,500 | $12,000 |
| Payback | 2.7 yrs | 2.7 yrs |
| 20-year net return | $558,240 | $248,530 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Binghamton University or Fashion Institute of Technology?
Fashion Institute of Technology, at $19,095 a year after aid versus $21,620 — a gap of $2,525 a year, or $48,290 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Binghamton University or Fashion Institute of Technology graduates earn more?
Binghamton University graduates report a median $80,596 ten years after entry, $17,900 more than the $62,696 at Fashion Institute of Technology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Binghamton University or Fashion Institute of Technology?
Fashion Institute of Technology: its completers carry a median $12,000 in federal loans versus $18,500 at Binghamton University, a difference of $6,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
82% of students finish at Binghamton University, against 81% at Fashion Institute of Technology. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.