Head-to-head comparison
Binghamton University vs Rensselaer Polytechnic Institute: which has better ROI?
Option A Vestal, NY
Binghamton University
- Net price / year
- $21,620
- Earnings, 10 years
- $80,596
- Payback
- 2.7 yrs
Option B Troy, NY
Rensselaer Polytechnic Institute
- Net price / year
- $36,228
- Earnings, 10 years
- $102,051
- Payback
- 2.7 yrs
Rensselaer Polytechnic Institute has the better ROI: it clears its 4-year net cost of $144,912 in 2.7 years versus 2.7 years at Binghamton University, on median earnings of $102,051 vs $80,596 ten years out. (Scorecard, 2026 · our math.)
| Measure | Binghamton University | Rensselaer Polytechnic Institute |
|---|---|---|
| Net price / yr | $21,620 | $36,228 |
| Total net cost | $86,480 | $144,912 |
| Median earnings, 10 yrs | $80,596 | $102,051 |
| Median debt | $18,500 | $23,750 |
| Payback | 2.7 yrs | 2.7 yrs |
| 20-year net return | $558,240 | $928,908 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Binghamton University or Rensselaer Polytechnic Institute?
Binghamton University, at $21,620 a year after aid versus $36,228 — a gap of $14,608 a year, or $58,432 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Binghamton University or Rensselaer Polytechnic Institute graduates earn more?
Rensselaer Polytechnic Institute graduates report a median $102,051 ten years after entry, $21,455 more than the $80,596 at Binghamton University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Binghamton University or Rensselaer Polytechnic Institute?
Binghamton University: its completers carry a median $18,500 in federal loans versus $23,750 at Rensselaer Polytechnic Institute, a difference of $5,250. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
84% of students finish at Rensselaer Polytechnic Institute, against 82% at Binghamton University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.