Head-to-head comparison
California Baptist University vs University of Massachusetts Global: which has better ROI?
Option A Riverside, CA
California Baptist University
- Net price / year
- $26,285
- Earnings, 10 years
- $61,504
- Payback
- 8 yrs
Option B Aliso Viejo, CA
University of Massachusetts Global
- Net price / year
- $32,654
- Earnings, 10 years
- $65,703
- Payback
- 7.5 yrs
University of Massachusetts Global has the better ROI: it clears its 4-year net cost of $130,616 in 7.5 years versus 8 years at California Baptist University, on median earnings of $65,703 vs $61,504 ten years out. (Scorecard, 2026 · our math.)
| Measure | California Baptist University | University of Massachusetts Global |
|---|---|---|
| Net price / yr | $26,285 | $32,654 |
| Total net cost | $105,140 | $130,616 |
| Median earnings, 10 yrs | $61,504 | $65,703 |
| Median debt | $26,063 | $24,276 |
| Payback | 8 yrs | 7.5 yrs |
| 20-year net return | $157,740 | $216,244 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, California Baptist University or University of Massachusetts Global?
California Baptist University, at $26,285 a year after aid versus $32,654 — a gap of $6,369 a year, or $25,476 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do California Baptist University or University of Massachusetts Global graduates earn more?
University of Massachusetts Global graduates report a median $65,703 ten years after entry, $4,199 more than the $61,504 at California Baptist University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, California Baptist University or University of Massachusetts Global?
University of Massachusetts Global: its completers carry a median $24,276 in federal loans versus $26,063 at California Baptist University, a difference of $1,787. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
62% of students finish at California Baptist University, against 43% at University of Massachusetts Global. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.