Head-to-head comparison
California State University-Chico vs Pacific Union College: which has better ROI?
Option A Chico, CA
California State University-Chico
- Net price / year
- $14,480
- Earnings, 10 years
- $64,172
- Payback
- 3.7 yrs
Option B Angwin, CA
Pacific Union College
- Net price / year
- $41,008
- Earnings, 10 years
- $70,484
- Payback
- 3.7 yrs
Pacific Union College has the better ROI: it clears its 2-year net cost of $82,016 in 3.7 years versus 3.7 years at California State University-Chico, on median earnings of $70,484 vs $64,172 ten years out. (Scorecard, 2026 · our math.)
| Measure | California State University-Chico | Pacific Union College |
|---|---|---|
| Net price / yr | $14,480 | $41,008 |
| Total net cost | $57,920 | $82,016 |
| Median earnings, 10 yrs | $64,172 | $70,484 |
| Median debt | $16,552 | $27,500 |
| Payback | 3.7 yrs | 3.7 yrs |
| 20-year net return | $258,320 | $360,464 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, California State University-Chico or Pacific Union College?
California State University-Chico, at $14,480 a year after aid versus $41,008 — a gap of $26,528 a year, or $24,096 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do California State University-Chico or Pacific Union College graduates earn more?
Pacific Union College graduates report a median $70,484 ten years after entry, $6,312 more than the $64,172 at California State University-Chico. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, California State University-Chico or Pacific Union College?
California State University-Chico: its completers carry a median $16,552 in federal loans versus $27,500 at Pacific Union College, a difference of $10,948. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
63% of students finish at California State University-Chico, against 58% at Pacific Union College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.