Head-to-head comparison
Camden County College vs American Institute-Toms River: which has better ROI?
Option A Blackwood, NJ
Camden County College
- Net price / year
- $5,996
- Earnings, 10 years
- $41,212
- Payback
- No payback
Option B Toms River, NJ
American Institute-Toms River
- Net price / year
- $19,781
- Earnings, 10 years
- $28,710
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Camden County College comes closer — median earnings $41,212 against a $11,992 total, vs $28,710 at American Institute-Toms River. (Scorecard, 2026 · our math.)
| Measure | Camden County College | American Institute-Toms River |
|---|---|---|
| Net price / yr | $5,996 | $19,781 |
| Total net cost | $11,992 | $79,124 |
| Median earnings, 10 yrs | $41,212 | $28,710 |
| Median debt | $11,851 | $11,979 |
| Payback | — | — |
| 20-year net return | -$154,952 | -$472,124 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Camden County College or American Institute-Toms River?
Camden County College, at $5,996 a year after aid versus $19,781 — a gap of $13,785 a year, or $67,132 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Camden County College or American Institute-Toms River graduates earn more?
Camden County College graduates report a median $41,212 ten years after entry, $12,502 more than the $28,710 at American Institute-Toms River. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Camden County College or American Institute-Toms River?
Camden County College: its completers carry a median $11,851 in federal loans versus $11,979 at American Institute-Toms River, a difference of $128. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
55% of students finish at American Institute-Toms River, against 31% at Camden County College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.