Head-to-head comparison
Central Lakes College-Brainerd vs North Central University: which has better ROI?
Option A Brainerd, MN
Central Lakes College-Brainerd
- Net price / year
- $13,869
- Earnings, 10 years
- $42,162
- Payback
- No payback
Option B Minneapolis, MN
North Central University
- Net price / year
- $25,817
- Earnings, 10 years
- $45,064
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Central Lakes College-Brainerd comes closer — median earnings $42,162 against a $27,738 total, vs $45,064 at North Central University. (Scorecard, 2026 · our math.)
| Measure | Central Lakes College-Brainerd | North Central University |
|---|---|---|
| Net price / yr | $13,869 | $25,817 |
| Total net cost | $27,738 | $103,268 |
| Median earnings, 10 yrs | $42,162 | $45,064 |
| Median debt | $11,000 | $23,200 |
| Payback | — | — |
| 20-year net return | -$151,698 | -$169,188 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Central Lakes College-Brainerd or North Central University?
Central Lakes College-Brainerd, at $13,869 a year after aid versus $25,817 — a gap of $11,948 a year, or $75,530 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Central Lakes College-Brainerd or North Central University graduates earn more?
North Central University graduates report a median $45,064 ten years after entry, $2,902 more than the $42,162 at Central Lakes College-Brainerd. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Central Lakes College-Brainerd or North Central University?
Central Lakes College-Brainerd: its completers carry a median $11,000 in federal loans versus $23,200 at North Central University, a difference of $12,200. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
66% of students finish at North Central University, against 53% at Central Lakes College-Brainerd. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.