Head-to-head comparison
City Colleges of Chicago-Olive-Harvey College vs Chicago State University: which has better ROI?
Option A Chicago, IL
City Colleges of Chicago-Olive-Harvey College
- Net price / year
- $9,038
- Earnings, 10 years
- $31,114
- Payback
- No payback
Option B Chicago, IL
Chicago State University
- Net price / year
- $12,335
- Earnings, 10 years
- $42,778
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Chicago State University comes closer — median earnings $42,778 against a $49,340 total, vs $31,114 at City Colleges of Chicago-Olive-Harvey College. (Scorecard, 2026 · our math.)
| Measure | City Colleges of Chicago-Olive-Harvey College | Chicago State University |
|---|---|---|
| Net price / yr | $9,038 | $12,335 |
| Total net cost | $36,152 | $49,340 |
| Median earnings, 10 yrs | $31,114 | $42,778 |
| Median debt | $7,646 | $30,625 |
| Payback | — | — |
| 20-year net return | -$381,072 | -$160,980 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, City Colleges of Chicago-Olive-Harvey College or Chicago State University?
City Colleges of Chicago-Olive-Harvey College, at $9,038 a year after aid versus $12,335 — a gap of $3,297 a year, or $13,188 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do City Colleges of Chicago-Olive-Harvey College or Chicago State University graduates earn more?
Chicago State University graduates report a median $42,778 ten years after entry, $11,664 more than the $31,114 at City Colleges of Chicago-Olive-Harvey College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, City Colleges of Chicago-Olive-Harvey College or Chicago State University?
City Colleges of Chicago-Olive-Harvey College: its completers carry a median $7,646 in federal loans versus $30,625 at Chicago State University, a difference of $22,979. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
21% of students finish at City Colleges of Chicago-Olive-Harvey College, against 15% at Chicago State University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.