Head-to-head comparison
East Texas Baptist University vs Schreiner University: which has better ROI?
Option A Marshall, TX
East Texas Baptist University
- Net price / year
- $23,911
- Earnings, 10 years
- $52,788
- Payback
- 21.6 yrs
Option B Kerrville, TX
Schreiner University
- Net price / year
- $21,507
- Earnings, 10 years
- $52,228
- Payback
- 22.2 yrs
East Texas Baptist University has the better ROI: it clears its 4-year net cost of $95,644 in 21.6 years versus 22.2 years at Schreiner University, on median earnings of $52,788 vs $52,228 ten years out. (Scorecard, 2026 · our math.)
| Measure | East Texas Baptist University | Schreiner University |
|---|---|---|
| Net price / yr | $23,911 | $21,507 |
| Total net cost | $95,644 | $86,028 |
| Median earnings, 10 yrs | $52,788 | $52,228 |
| Median debt | $23,250 | $23,250 |
| Payback | 21.6 yrs | 22.2 yrs |
| 20-year net return | -$7,084 | -$8,668 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, East Texas Baptist University or Schreiner University?
Schreiner University, at $21,507 a year after aid versus $23,911 — a gap of $2,404 a year, or $9,616 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do East Texas Baptist University or Schreiner University graduates earn more?
East Texas Baptist University graduates report a median $52,788 ten years after entry, $560 more than the $52,228 at Schreiner University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, East Texas Baptist University or Schreiner University?
Completers at both borrow a median $23,250, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.
The short answer
Which graduates more of its students?
47% of students finish at East Texas Baptist University, against 43% at Schreiner University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.