Head-to-head comparison
Emmanuel University vs Andrew College: which has better ROI?
Option A Franklin Springs, GA
Emmanuel University
- Net price / year
- $20,925
- Earnings, 10 years
- $38,208
- Payback
- No payback
Option B Cuthbert, GA
Andrew College
- Net price / year
- $21,823
- Earnings, 10 years
- $38,475
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Andrew College comes closer — median earnings $38,475 against a $43,646 total, vs $38,208 at Emmanuel University. (Scorecard, 2026 · our math.)
| Measure | Emmanuel University | Andrew College |
|---|---|---|
| Net price / yr | $20,925 | $21,823 |
| Total net cost | $83,700 | $43,646 |
| Median earnings, 10 yrs | $38,208 | $38,475 |
| Median debt | $24,325 | $12,533 |
| Payback | — | — |
| 20-year net return | -$286,740 | -$241,346 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Emmanuel University or Andrew College?
Emmanuel University, at $20,925 a year after aid versus $21,823 — a gap of $898 a year, or $40,054 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Emmanuel University or Andrew College graduates earn more?
Andrew College graduates report a median $38,475 ten years after entry, $267 more than the $38,208 at Emmanuel University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Emmanuel University or Andrew College?
Andrew College: its completers carry a median $12,533 in federal loans versus $24,325 at Emmanuel University, a difference of $11,792. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
42% of students finish at Emmanuel University, against 33% at Andrew College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.