Head-to-head comparison
Endicott College vs American International College: which has better ROI?
Option A Beverly, MA
Endicott College
- Net price / year
- $40,654
- Earnings, 10 years
- $58,336
- Payback
- 16.3 yrs
Option B Springfield, MA
American International College
- Net price / year
- $23,274
- Earnings, 10 years
- $53,124
- Payback
- 19.5 yrs
Endicott College has the better ROI: it clears its 4-year net cost of $162,616 in 16.3 years versus 19.5 years at American International College, on median earnings of $58,336 vs $53,124 ten years out. (Scorecard, 2026 · our math.)
| Measure | Endicott College | American International College |
|---|---|---|
| Net price / yr | $40,654 | $23,274 |
| Total net cost | $162,616 | $93,096 |
| Median earnings, 10 yrs | $58,336 | $53,124 |
| Median debt | $27,000 | $27,000 |
| Payback | 16.3 yrs | 19.5 yrs |
| 20-year net return | $36,904 | $2,184 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Endicott College or American International College?
American International College, at $23,274 a year after aid versus $40,654 — a gap of $17,380 a year, or $69,520 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Endicott College or American International College graduates earn more?
Endicott College graduates report a median $58,336 ten years after entry, $5,212 more than the $53,124 at American International College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Endicott College or American International College?
Completers at both borrow a median $27,000, so neither school has the debt advantage. That figure covers federal loans of students who finished — borrowers who leave early are not counted, and private loans sit outside it.
The short answer
Which graduates more of its students?
76% of students finish at Endicott College, against 46% at American International College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.