Head-to-head comparison
Florida State College at Jacksonville vs University of North Florida: which has better ROI?
Option A Jacksonville, FL
Florida State College at Jacksonville
- Net price / year
- $4,128
- Earnings, 10 years
- $42,244
- Payback
- No payback
Option B Jacksonville, FL
University of North Florida
- Net price / year
- $10,154
- Earnings, 10 years
- $56,343
- Payback
- 5.1 yrs
University of North Florida has the better ROI: it clears its 4-year net cost of $40,616 in 5.1 years versus not at all at Florida State College at Jacksonville, on median earnings of $56,343 vs $42,244 ten years out. (Scorecard, 2026 · our math.)
| Measure | Florida State College at Jacksonville | University of North Florida |
|---|---|---|
| Net price / yr | $4,128 | $10,154 |
| Total net cost | $8,256 | $40,616 |
| Median earnings, 10 yrs | $42,244 | $56,343 |
| Median debt | $13,562 | $15,531 |
| Payback | — | 5.1 yrs |
| 20-year net return | -$130,576 | $119,044 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Florida State College at Jacksonville or University of North Florida?
Florida State College at Jacksonville, at $4,128 a year after aid versus $10,154 — a gap of $6,026 a year, or $32,360 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Florida State College at Jacksonville or University of North Florida graduates earn more?
University of North Florida graduates report a median $56,343 ten years after entry, $14,099 more than the $42,244 at Florida State College at Jacksonville. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Florida State College at Jacksonville or University of North Florida?
Florida State College at Jacksonville: its completers carry a median $13,562 in federal loans versus $15,531 at University of North Florida, a difference of $1,969. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
69% of students finish at University of North Florida, against 37% at Florida State College at Jacksonville. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.