Head-to-head comparison
Frederick Community College vs Allegany College of Maryland: which has better ROI?
Option A Frederick, MD
Frederick Community College
- Net price / year
- $9,465
- Earnings, 10 years
- $46,449
- Payback
- No payback
Option B Cumberland, MD
Allegany College of Maryland
- Net price / year
- $8,819
- Earnings, 10 years
- $38,476
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Frederick Community College comes closer — median earnings $46,449 against a $18,930 total, vs $38,476 at Allegany College of Maryland. (Scorecard, 2026 · our math.)
| Measure | Frederick Community College | Allegany College of Maryland |
|---|---|---|
| Net price / yr | $9,465 | $8,819 |
| Total net cost | $18,930 | $17,638 |
| Median earnings, 10 yrs | $46,449 | $38,476 |
| Median debt | $8,150 | $13,702 |
| Payback | — | — |
| 20-year net return | -$57,150 | -$215,318 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Frederick Community College or Allegany College of Maryland?
Allegany College of Maryland, at $8,819 a year after aid versus $9,465 — a gap of $646 a year, or $1,292 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Frederick Community College or Allegany College of Maryland graduates earn more?
Frederick Community College graduates report a median $46,449 ten years after entry, $7,973 more than the $38,476 at Allegany College of Maryland. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Frederick Community College or Allegany College of Maryland?
Frederick Community College: its completers carry a median $8,150 in federal loans versus $13,702 at Allegany College of Maryland, a difference of $5,552. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
40% of students finish at Allegany College of Maryland, against 37% at Frederick Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.