Head-to-head comparison
Grace College and Theological Seminary vs Huntington University: which has better ROI?
Option A Winona Lake, IN
Grace College and Theological Seminary
- Net price / year
- $19,932
- Earnings, 10 years
- $45,411
- Payback
- No payback
Option B Huntington, IN
Huntington University
- Net price / year
- $19,310
- Earnings, 10 years
- $46,672
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Huntington University comes closer — median earnings $46,672 against a $77,240 total, vs $45,411 at Grace College and Theological Seminary. (Scorecard, 2026 · our math.)
| Measure | Grace College and Theological Seminary | Huntington University |
|---|---|---|
| Net price / yr | $19,932 | $19,310 |
| Total net cost | $79,728 | $77,240 |
| Median earnings, 10 yrs | $45,411 | $46,672 |
| Median debt | $19,500 | $25,576 |
| Payback | — | — |
| 20-year net return | -$138,708 | -$111,000 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Grace College and Theological Seminary or Huntington University?
Huntington University, at $19,310 a year after aid versus $19,932 — a gap of $622 a year, or $2,488 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Grace College and Theological Seminary or Huntington University graduates earn more?
Huntington University graduates report a median $46,672 ten years after entry, $1,261 more than the $45,411 at Grace College and Theological Seminary. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Grace College and Theological Seminary or Huntington University?
Grace College and Theological Seminary: its completers carry a median $19,500 in federal loans versus $25,576 at Huntington University, a difference of $6,076. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
69% of students finish at Grace College and Theological Seminary, against 64% at Huntington University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.