Head-to-head comparison
Harford Community College vs All-State Career-Baltimore: which has better ROI?
Option A Bel Air, MD
Harford Community College
- Net price / year
- $9,234
- Earnings, 10 years
- $44,608
- Payback
- No payback
Option B Baltimore, MD
All-State Career-Baltimore
- Net price / year
- $18,233
- Earnings, 10 years
- $33,193
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Harford Community College comes closer — median earnings $44,608 against a $18,468 total, vs $33,193 at All-State Career-Baltimore. (Scorecard, 2026 · our math.)
| Measure | Harford Community College | All-State Career-Baltimore |
|---|---|---|
| Net price / yr | $9,234 | $18,233 |
| Total net cost | $18,468 | $72,932 |
| Median earnings, 10 yrs | $44,608 | $33,193 |
| Median debt | $9,812 | $9,500 |
| Payback | — | — |
| 20-year net return | -$93,508 | -$376,272 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Harford Community College or All-State Career-Baltimore?
Harford Community College, at $9,234 a year after aid versus $18,233 — a gap of $8,999 a year, or $54,464 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Harford Community College or All-State Career-Baltimore graduates earn more?
Harford Community College graduates report a median $44,608 ten years after entry, $11,415 more than the $33,193 at All-State Career-Baltimore. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Harford Community College or All-State Career-Baltimore?
All-State Career-Baltimore: its completers carry a median $9,500 in federal loans versus $9,812 at Harford Community College, a difference of $312. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
60% of students finish at All-State Career-Baltimore, against 39% at Harford Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.