Head-to-head comparison
Hazard Community and Technical College vs Asbury University: which has better ROI?
Option A Hazard, KY
Hazard Community and Technical College
- Net price / year
- $2,955
- Earnings, 10 years
- $29,868
- Payback
- No payback
Option B Wilmore, KY
Asbury University
- Net price / year
- $21,401
- Earnings, 10 years
- $42,368
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Asbury University comes closer — median earnings $42,368 against a $85,604 total, vs $29,868 at Hazard Community and Technical College. (Scorecard, 2026 · our math.)
| Measure | Hazard Community and Technical College | Asbury University |
|---|---|---|
| Net price / yr | $2,955 | $21,401 |
| Total net cost | $11,820 | $85,604 |
| Median earnings, 10 yrs | $29,868 | $42,368 |
| Median debt | $10,125 | $24,028 |
| Payback | — | — |
| 20-year net return | -$381,660 | -$205,444 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Hazard Community and Technical College or Asbury University?
Hazard Community and Technical College, at $2,955 a year after aid versus $21,401 — a gap of $18,446 a year, or $73,784 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Hazard Community and Technical College or Asbury University graduates earn more?
Asbury University graduates report a median $42,368 ten years after entry, $12,500 more than the $29,868 at Hazard Community and Technical College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Hazard Community and Technical College or Asbury University?
Hazard Community and Technical College: its completers carry a median $10,125 in federal loans versus $24,028 at Asbury University, a difference of $13,903. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
65% of students finish at Asbury University, against 48% at Hazard Community and Technical College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.