Head-to-head comparison
Lubbock Christian University vs Schreiner University: which has better ROI?
Option A Lubbock, TX
Lubbock Christian University
- Net price / year
- $24,456
- Earnings, 10 years
- $53,787
- Payback
- 18 yrs
Option B Kerrville, TX
Schreiner University
- Net price / year
- $21,507
- Earnings, 10 years
- $52,228
- Payback
- 22.2 yrs
Lubbock Christian University has the better ROI: it clears its 4-year net cost of $97,824 in 18 years versus 22.2 years at Schreiner University, on median earnings of $53,787 vs $52,228 ten years out. (Scorecard, 2026 · our math.)
| Measure | Lubbock Christian University | Schreiner University |
|---|---|---|
| Net price / yr | $24,456 | $21,507 |
| Total net cost | $97,824 | $86,028 |
| Median earnings, 10 yrs | $53,787 | $52,228 |
| Median debt | $20,948 | $23,250 |
| Payback | 18 yrs | 22.2 yrs |
| 20-year net return | $10,716 | -$8,668 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Lubbock Christian University or Schreiner University?
Schreiner University, at $21,507 a year after aid versus $24,456 — a gap of $2,949 a year, or $11,796 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Lubbock Christian University or Schreiner University graduates earn more?
Lubbock Christian University graduates report a median $53,787 ten years after entry, $1,559 more than the $52,228 at Schreiner University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Lubbock Christian University or Schreiner University?
Lubbock Christian University: its completers carry a median $20,948 in federal loans versus $23,250 at Schreiner University, a difference of $2,302. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
51% of students finish at Lubbock Christian University, against 43% at Schreiner University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.