Head-to-head comparison
Miami University-Oxford vs Baldwin Wallace University: which has better ROI?
Option A Oxford, OH
Miami University-Oxford
- Net price / year
- $28,384
- Earnings, 10 years
- $55,076
- Payback
- 16.9 yrs
Option B Berea, OH
Baldwin Wallace University
- Net price / year
- $27,603
- Earnings, 10 years
- $54,122
- Payback
- 19.2 yrs
Miami University-Oxford has the better ROI: it clears its 4-year net cost of $113,536 in 16.9 years versus 19.2 years at Baldwin Wallace University, on median earnings of $55,076 vs $54,122 ten years out. (Scorecard, 2026 · our math.)
| Measure | Miami University-Oxford | Baldwin Wallace University |
|---|---|---|
| Net price / yr | $28,384 | $27,603 |
| Total net cost | $113,536 | $110,412 |
| Median earnings, 10 yrs | $55,076 | $54,122 |
| Median debt | $23,000 | $27,000 |
| Payback | 16.9 yrs | 19.2 yrs |
| 20-year net return | $20,784 | $4,828 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Miami University-Oxford or Baldwin Wallace University?
Baldwin Wallace University, at $27,603 a year after aid versus $28,384 — a gap of $781 a year, or $3,124 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Miami University-Oxford or Baldwin Wallace University graduates earn more?
Miami University-Oxford graduates report a median $55,076 ten years after entry, $954 more than the $54,122 at Baldwin Wallace University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Miami University-Oxford or Baldwin Wallace University?
Miami University-Oxford: its completers carry a median $23,000 in federal loans versus $27,000 at Baldwin Wallace University, a difference of $4,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
80% of students finish at Miami University-Oxford, against 67% at Baldwin Wallace University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.