Head-to-head comparison
New Jersey City University vs Georgian Court University: which has better ROI?
Option A Jersey City, NJ
New Jersey City University
- Net price / year
- $16,053
- Earnings, 10 years
- $52,745
- Payback
- 14.6 yrs
Option B Lakewood, NJ
Georgian Court University
- Net price / year
- $19,285
- Earnings, 10 years
- $53,096
- Payback
- 16.3 yrs
New Jersey City University has the better ROI: it clears its 4-year net cost of $64,212 in 14.6 years versus 16.3 years at Georgian Court University, on median earnings of $52,745 vs $53,096 ten years out. (Scorecard, 2026 · our math.)
| Measure | New Jersey City University | Georgian Court University |
|---|---|---|
| Net price / yr | $16,053 | $19,285 |
| Total net cost | $64,212 | $77,140 |
| Median earnings, 10 yrs | $52,745 | $53,096 |
| Median debt | $18,500 | $21,816 |
| Payback | 14.6 yrs | 16.3 yrs |
| 20-year net return | $23,488 | $17,580 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, New Jersey City University or Georgian Court University?
New Jersey City University, at $16,053 a year after aid versus $19,285 — a gap of $3,232 a year, or $12,928 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do New Jersey City University or Georgian Court University graduates earn more?
Georgian Court University graduates report a median $53,096 ten years after entry, $351 more than the $52,745 at New Jersey City University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, New Jersey City University or Georgian Court University?
New Jersey City University: its completers carry a median $18,500 in federal loans versus $21,816 at Georgian Court University, a difference of $3,316. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
54% of students finish at Georgian Court University, against 34% at New Jersey City University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.