Head-to-head comparison
New Jersey Institute of Technology vs Chamberlain University-New Jersey: which has better ROI?
Option A Newark, NJ
New Jersey Institute of Technology
- Net price / year
- $16,504
- Earnings, 10 years
- $84,276
- Payback
- 1.8 yrs
Option B North Brunswick, NJ
Chamberlain University-New Jersey
- Net price / year
- $37,984
- Earnings, 10 years
- $92,405
- Payback
- 3.4 yrs
New Jersey Institute of Technology has the better ROI: it clears its 4-year net cost of $66,016 in 1.8 years versus 3.4 years at Chamberlain University-New Jersey, on median earnings of $84,276 vs $92,405 ten years out. (Scorecard, 2026 · our math.)
| Measure | New Jersey Institute of Technology | Chamberlain University-New Jersey |
|---|---|---|
| Net price / yr | $16,504 | $37,984 |
| Total net cost | $66,016 | $151,936 |
| Median earnings, 10 yrs | $84,276 | $92,405 |
| Median debt | $21,000 | $20,919 |
| Payback | 1.8 yrs | 3.4 yrs |
| 20-year net return | $652,304 | $728,964 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, New Jersey Institute of Technology or Chamberlain University-New Jersey?
New Jersey Institute of Technology, at $16,504 a year after aid versus $37,984 — a gap of $21,480 a year, or $85,920 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do New Jersey Institute of Technology or Chamberlain University-New Jersey graduates earn more?
Chamberlain University-New Jersey graduates report a median $92,405 ten years after entry, $8,129 more than the $84,276 at New Jersey Institute of Technology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, New Jersey Institute of Technology or Chamberlain University-New Jersey?
Chamberlain University-New Jersey: its completers carry a median $20,919 in federal loans versus $21,000 at New Jersey Institute of Technology, a difference of $81. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
73% of students finish at New Jersey Institute of Technology, against 33% at Chamberlain University-New Jersey. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.