Head-to-head comparison
Owensboro Community and Technical College vs Beckfield College-Florence: which has better ROI?
Option A Owensboro, KY
Owensboro Community and Technical College
- Net price / year
- $5,800
- Earnings, 10 years
- $35,798
- Payback
- No payback
Option B Florence, KY
Beckfield College-Florence
- Net price / year
- $28,133
- Earnings, 10 years
- $37,114
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Owensboro Community and Technical College comes closer — median earnings $35,798 against a $23,200 total, vs $37,114 at Beckfield College-Florence. (Scorecard, 2026 · our math.)
| Measure | Owensboro Community and Technical College | Beckfield College-Florence |
|---|---|---|
| Net price / yr | $5,800 | $28,133 |
| Total net cost | $23,200 | $56,266 |
| Median earnings, 10 yrs | $35,798 | $37,114 |
| Median debt | $7,933 | $23,500 |
| Payback | — | — |
| 20-year net return | -$274,440 | -$281,186 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Owensboro Community and Technical College or Beckfield College-Florence?
Owensboro Community and Technical College, at $5,800 a year after aid versus $28,133 — a gap of $22,333 a year, or $33,066 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Owensboro Community and Technical College or Beckfield College-Florence graduates earn more?
Beckfield College-Florence graduates report a median $37,114 ten years after entry, $1,316 more than the $35,798 at Owensboro Community and Technical College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Owensboro Community and Technical College or Beckfield College-Florence?
Owensboro Community and Technical College: its completers carry a median $7,933 in federal loans versus $23,500 at Beckfield College-Florence, a difference of $15,567. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
54% of students finish at Owensboro Community and Technical College, against 32% at Beckfield College-Florence. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.