Head-to-head comparison
Prism Career Institute-Philadelphia vs Bella Capelli Academy: which has better ROI?
Option A Philadelphia, PA
Prism Career Institute-Philadelphia
- Net price / year
- $29,960
- Earnings, 10 years
- $32,473
- Payback
- No payback
Option B Monroeville, PA
Bella Capelli Academy
- Net price / year
- $20,459
- Earnings, 10 years
- $25,817
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Prism Career Institute-Philadelphia comes closer — median earnings $32,473 against a $119,840 total, vs $25,817 at Bella Capelli Academy. (Scorecard, 2026 · our math.)
| Measure | Prism Career Institute-Philadelphia | Bella Capelli Academy |
|---|---|---|
| Net price / yr | $29,960 | $20,459 |
| Total net cost | $119,840 | $81,836 |
| Median earnings, 10 yrs | $32,473 | $25,817 |
| Median debt | $17,200 | $8,028 |
| Payback | — | — |
| 20-year net return | -$437,580 | -$532,696 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Prism Career Institute-Philadelphia or Bella Capelli Academy?
Bella Capelli Academy, at $20,459 a year after aid versus $29,960 — a gap of $9,501 a year, or $38,004 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Prism Career Institute-Philadelphia or Bella Capelli Academy graduates earn more?
Prism Career Institute-Philadelphia graduates report a median $32,473 ten years after entry, $6,656 more than the $25,817 at Bella Capelli Academy. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Prism Career Institute-Philadelphia or Bella Capelli Academy?
Bella Capelli Academy: its completers carry a median $8,028 in federal loans versus $17,200 at Prism Career Institute-Philadelphia, a difference of $9,172. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
76% of students finish at Bella Capelli Academy, against 55% at Prism Career Institute-Philadelphia. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.