Skip to content
degreedividend.
ROI calculator
Independent college researchBuilt on federal dataNo rankings for sale

Head-to-head comparison

Ramapo College of New Jersey vs Stevens Institute of Technology: which has better ROI?

Public, Mahwah NJ · vs · Private nonprofit, Hoboken NJ

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

Option A Mahwah, NJ

Ramapo College of New Jersey

Net price / year
$18,173
Earnings, 10 years
$67,541
Payback
3.8 yrs

Option B Hoboken, NJ

Stevens Institute of Technology

Net price / year
$41,346
Earnings, 10 years
$108,772
Payback
2.7 yrs
The verdict

Stevens Institute of Technology has the better ROI: it clears its 4-year net cost of $165,384 in 2.7 years versus 3.8 years at Ramapo College of New Jersey, on median earnings of $108,772 vs $67,541 ten years out. (Scorecard, 2026 · our math.)

Share
Head to head
MeasureRamapo College of New JerseyStevens Institute of Technology
Net price / yr$18,173$41,346
Total net cost$72,692$165,384
Median earnings, 10 yrs$67,541$108,772
Median debt$21,000$27,000
Payback3.8 yrs2.7 yrs
20-year net return$310,928$1,042,856

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

The short answer

Which is cheaper, Ramapo College of New Jersey or Stevens Institute of Technology?

Ramapo College of New Jersey, at $18,173 a year after aid versus $41,346 — a gap of $23,173 a year, or $92,692 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

The short answer

Do Ramapo College of New Jersey or Stevens Institute of Technology graduates earn more?

Stevens Institute of Technology graduates report a median $108,772 ten years after entry, $41,231 more than the $67,541 at Ramapo College of New Jersey. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

The short answer

Which leaves students with less debt, Ramapo College of New Jersey or Stevens Institute of Technology?

Ramapo College of New Jersey: its completers carry a median $21,000 in federal loans versus $27,000 at Stevens Institute of Technology, a difference of $6,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

The short answer

Which graduates more of its students?

87% of students finish at Stevens Institute of Technology, against 70% at Ramapo College of New Jersey. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Ramapo College of New Jersey vs Stevens Institute of Technology: frequently asked questions

Is Ramapo College of New Jersey or Stevens Institute of Technology a better value?
Stevens Institute of Technology. It clears its $165,384 net cost in about 2.7 years versus 3.8 years at Ramapo College of New Jersey, on median earnings of $108,772 vs $67,541 ten years out.
Which is cheaper, Ramapo College of New Jersey or Stevens Institute of Technology?
Ramapo College of New Jersey: $18,173/yr net price after aid versus $41,346/yr at Stevens Institute of Technology — a difference of $23,173 a year, or about $92,692 over four years.
Do Ramapo College of New Jersey or Stevens Institute of Technology graduates earn more?
Stevens Institute of Technology graduates earn a median $108,772 ten years after entry, versus $67,541 at Ramapo College of New Jersey — a $41,231 gap. This blends every major, so a specific field can flip it.