Head-to-head comparison
Santa Fe College vs Albizu University-Miami: which has better ROI?
Option A Gainesville, FL
Santa Fe College
- Net price / year
- $11,098
- Earnings, 10 years
- $41,631
- Payback
- No payback
Option B Miami, FL
Albizu University-Miami
- Net price / year
- $19,849
- Earnings, 10 years
- $41,544
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Santa Fe College comes closer — median earnings $41,631 against a $22,196 total, vs $41,544 at Albizu University-Miami. (Scorecard, 2026 · our math.)
| Measure | Santa Fe College | Albizu University-Miami |
|---|---|---|
| Net price / yr | $11,098 | $19,849 |
| Total net cost | $22,196 | $79,396 |
| Median earnings, 10 yrs | $41,631 | $41,544 |
| Median debt | $11,310 | $5,500 |
| Payback | — | — |
| 20-year net return | -$156,776 | -$215,716 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Santa Fe College or Albizu University-Miami?
Santa Fe College, at $11,098 a year after aid versus $19,849 — a gap of $8,751 a year, or $57,200 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Santa Fe College or Albizu University-Miami graduates earn more?
Santa Fe College graduates report a median $41,631 ten years after entry, $87 more than the $41,544 at Albizu University-Miami. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Santa Fe College or Albizu University-Miami?
Albizu University-Miami: its completers carry a median $5,500 in federal loans versus $11,310 at Santa Fe College, a difference of $5,810. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
53% of students finish at Santa Fe College, against 40% at Albizu University-Miami. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.