Head-to-head comparison
Siena University vs St. Joseph's University-New York: which has better ROI?
Option A Loudonville, NY
Siena University
- Net price / year
- $33,733
- Earnings, 10 years
- $76,079
- Payback
- 4.9 yrs
Option B Brooklyn, NY
St. Joseph's University-New York
- Net price / year
- $19,035
- Earnings, 10 years
- $63,905
- Payback
- 4.9 yrs
Siena University has the better ROI: it clears its 4-year net cost of $134,932 in 4.9 years versus 4.9 years at St. Joseph's University-New York, on median earnings of $76,079 vs $63,905 ten years out. (Scorecard, 2026 · our math.)
| Measure | Siena University | St. Joseph's University-New York |
|---|---|---|
| Net price / yr | $33,733 | $19,035 |
| Total net cost | $134,932 | $76,140 |
| Median earnings, 10 yrs | $76,079 | $63,905 |
| Median debt | $26,561 | $22,000 |
| Payback | 4.9 yrs | 4.9 yrs |
| 20-year net return | $419,448 | $234,760 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Siena University or St. Joseph's University-New York?
St. Joseph's University-New York, at $19,035 a year after aid versus $33,733 — a gap of $14,698 a year, or $58,792 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Siena University or St. Joseph's University-New York graduates earn more?
Siena University graduates report a median $76,079 ten years after entry, $12,174 more than the $63,905 at St. Joseph's University-New York. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Siena University or St. Joseph's University-New York?
St. Joseph's University-New York: its completers carry a median $22,000 in federal loans versus $26,561 at Siena University, a difference of $4,561. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
75% of students finish at Siena University, against 69% at St. Joseph's University-New York. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.