Head-to-head comparison
South Florida Bible College and Theological Seminary vs ATA Career Education: which has better ROI?
Option A Deerfield Beach, FL
South Florida Bible College and Theological Seminary
- Net price / year
- $21,751
- Earnings, 10 years
- $45,354
- Payback
- No payback
Option B Spring Hill, FL
ATA Career Education
- Net price / year
- $28,250
- Earnings, 10 years
- $34,577
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but South Florida Bible College and Theological Seminary comes closer — median earnings $45,354 against a $43,502 total, vs $34,577 at ATA Career Education. (Scorecard, 2026 · our math.)
| Measure | South Florida Bible College and Theological Seminary | ATA Career Education |
|---|---|---|
| Net price / yr | $21,751 | $28,250 |
| Total net cost | $43,502 | $113,000 |
| Median earnings, 10 yrs | $45,354 | $34,577 |
| Median debt | — | $21,030 |
| Payback | — | — |
| 20-year net return | -$103,622 | -$388,660 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, South Florida Bible College and Theological Seminary or ATA Career Education?
South Florida Bible College and Theological Seminary, at $21,751 a year after aid versus $28,250 — a gap of $6,499 a year, or $69,498 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do South Florida Bible College and Theological Seminary or ATA Career Education graduates earn more?
South Florida Bible College and Theological Seminary graduates report a median $45,354 ten years after entry, $10,777 more than the $34,577 at ATA Career Education. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which graduates more of its students?
67% of students finish at ATA Career Education, against 36% at South Florida Bible College and Theological Seminary. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.