Head-to-head comparison
St. Joseph's University-New York vs Trocaire College: which has better ROI?
Option A Brooklyn, NY
St. Joseph's University-New York
- Net price / year
- $19,035
- Earnings, 10 years
- $63,905
- Payback
- 4.9 yrs
Option B Buffalo, NY
Trocaire College
- Net price / year
- $16,636
- Earnings, 10 years
- $55,318
- Payback
- 4.8 yrs
Trocaire College has the better ROI: it clears its 2-year net cost of $33,272 in 4.8 years versus 4.9 years at St. Joseph's University-New York, on median earnings of $55,318 vs $63,905 ten years out. (Scorecard, 2026 · our math.)
| Measure | St. Joseph's University-New York | Trocaire College |
|---|---|---|
| Net price / yr | $19,035 | $16,636 |
| Total net cost | $76,140 | $33,272 |
| Median earnings, 10 yrs | $63,905 | $55,318 |
| Median debt | $22,000 | $20,000 |
| Payback | 4.9 yrs | 4.8 yrs |
| 20-year net return | $234,760 | $105,888 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, St. Joseph's University-New York or Trocaire College?
Trocaire College, at $16,636 a year after aid versus $19,035 — a gap of $2,399 a year, or $42,868 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do St. Joseph's University-New York or Trocaire College graduates earn more?
St. Joseph's University-New York graduates report a median $63,905 ten years after entry, $8,587 more than the $55,318 at Trocaire College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, St. Joseph's University-New York or Trocaire College?
Trocaire College: its completers carry a median $20,000 in federal loans versus $22,000 at St. Joseph's University-New York, a difference of $2,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
69% of students finish at St. Joseph's University-New York, against 31% at Trocaire College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.