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Head-to-head comparison

St. Joseph's University-New York vs University of Mount Saint Vincent: which has better ROI?

Private nonprofit, Brooklyn NY · vs · Private nonprofit, Bronx NY

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

Option A Brooklyn, NY

St. Joseph's University-New York

Net price / year
$19,035
Earnings, 10 years
$63,905
Payback
4.9 yrs

Option B Bronx, NY

University of Mount Saint Vincent

Net price / year
$21,696
Earnings, 10 years
$65,756
Payback
5 yrs
The verdict

St. Joseph's University-New York has the better ROI: it clears its 4-year net cost of $76,140 in 4.9 years versus 5 years at University of Mount Saint Vincent, on median earnings of $63,905 vs $65,756 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureSt. Joseph's University-New YorkUniversity of Mount Saint Vincent
Net price / yr$19,035$21,696
Total net cost$76,140$86,784
Median earnings, 10 yrs$63,905$65,756
Median debt$22,000$25,000
Payback4.9 yrs5 yrs
20-year net return$234,760$261,136

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

The short answer

Which is cheaper, St. Joseph's University-New York or University of Mount Saint Vincent?

St. Joseph's University-New York, at $19,035 a year after aid versus $21,696 — a gap of $2,661 a year, or $10,644 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

The short answer

Do St. Joseph's University-New York or University of Mount Saint Vincent graduates earn more?

University of Mount Saint Vincent graduates report a median $65,756 ten years after entry, $1,851 more than the $63,905 at St. Joseph's University-New York. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

The short answer

Which leaves students with less debt, St. Joseph's University-New York or University of Mount Saint Vincent?

St. Joseph's University-New York: its completers carry a median $22,000 in federal loans versus $25,000 at University of Mount Saint Vincent, a difference of $3,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

The short answer

Which graduates more of its students?

69% of students finish at St. Joseph's University-New York, against 57% at University of Mount Saint Vincent. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

St. Joseph's University-New York vs University of Mount Saint Vincent: frequently asked questions

Is St. Joseph's University-New York or University of Mount Saint Vincent a better value?
St. Joseph's University-New York. It clears its $76,140 net cost in about 4.9 years versus 5 years at University of Mount Saint Vincent, on median earnings of $63,905 vs $65,756 ten years out.
Which is cheaper, St. Joseph's University-New York or University of Mount Saint Vincent?
St. Joseph's University-New York: $19,035/yr net price after aid versus $21,696/yr at University of Mount Saint Vincent — a difference of $2,661 a year, or about $10,644 over four years.
Do St. Joseph's University-New York or University of Mount Saint Vincent graduates earn more?
University of Mount Saint Vincent graduates earn a median $65,756 ten years after entry, versus $63,905 at St. Joseph's University-New York — a $1,851 gap. This blends every major, so a specific field can flip it.