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Head-to-head comparison

Stevens Institute of Technology vs Rutgers University-Camden: which has better ROI?

Private nonprofit, Hoboken NJ · vs · Public, Camden NJ

By the Degree Dividend editorial data teamEvery figure verified against its federal source — methodologyData updated June 2026

Option A Hoboken, NJ

Stevens Institute of Technology

Net price / year
$41,346
Earnings, 10 years
$108,772
Payback
2.7 yrs

Option B Camden, NJ

Rutgers University-Camden

Net price / year
$18,745
Earnings, 10 years
$74,479
Payback
2.9 yrs
The verdict

Stevens Institute of Technology has the better ROI: it clears its 4-year net cost of $165,384 in 2.7 years versus 2.9 years at Rutgers University-Camden, on median earnings of $108,772 vs $74,479 ten years out. (Scorecard, 2026 · our math.)

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Head to head
MeasureStevens Institute of TechnologyRutgers University-Camden
Net price / yr$41,346$18,745
Total net cost$165,384$74,980
Median earnings, 10 yrs$108,772$74,479
Median debt$27,000$21,500
Payback2.7 yrs2.9 yrs
20-year net return$1,042,856$447,400

College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.

The short answer

Which is cheaper, Stevens Institute of Technology or Rutgers University-Camden?

Rutgers University-Camden, at $18,745 a year after aid versus $41,346 — a gap of $22,601 a year, or $90,404 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.

The short answer

Do Stevens Institute of Technology or Rutgers University-Camden graduates earn more?

Stevens Institute of Technology graduates report a median $108,772 ten years after entry, $34,293 more than the $74,479 at Rutgers University-Camden. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.

The short answer

Which leaves students with less debt, Stevens Institute of Technology or Rutgers University-Camden?

Rutgers University-Camden: its completers carry a median $21,500 in federal loans versus $27,000 at Stevens Institute of Technology, a difference of $5,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.

The short answer

Which graduates more of its students?

87% of students finish at Stevens Institute of Technology, against 67% at Rutgers University-Camden. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.

Stevens Institute of Technology vs Rutgers University-Camden: frequently asked questions

Is Stevens Institute of Technology or Rutgers University-Camden a better value?
Stevens Institute of Technology. It clears its $165,384 net cost in about 2.7 years versus 2.9 years at Rutgers University-Camden, on median earnings of $108,772 vs $74,479 ten years out.
Which is cheaper, Stevens Institute of Technology or Rutgers University-Camden?
Rutgers University-Camden: $18,745/yr net price after aid versus $41,346/yr at Stevens Institute of Technology — a difference of $22,601 a year, or about $90,404 over four years.
Do Stevens Institute of Technology or Rutgers University-Camden graduates earn more?
Stevens Institute of Technology graduates earn a median $108,772 ten years after entry, versus $74,479 at Rutgers University-Camden — a $34,293 gap. This blends every major, so a specific field can flip it.