Head-to-head comparison
Texas Lutheran University vs Lubbock Christian University: which has better ROI?
Option A Seguin, TX
Texas Lutheran University
- Net price / year
- $24,654
- Earnings, 10 years
- $53,863
- Payback
- 17.9 yrs
Option B Lubbock, TX
Lubbock Christian University
- Net price / year
- $24,456
- Earnings, 10 years
- $53,787
- Payback
- 18 yrs
Texas Lutheran University has the better ROI: it clears its 4-year net cost of $98,616 in 17.9 years versus 18 years at Lubbock Christian University, on median earnings of $53,863 vs $53,787 ten years out. (Scorecard, 2026 · our math.)
| Measure | Texas Lutheran University | Lubbock Christian University |
|---|---|---|
| Net price / yr | $24,654 | $24,456 |
| Total net cost | $98,616 | $97,824 |
| Median earnings, 10 yrs | $53,863 | $53,787 |
| Median debt | $25,000 | $20,948 |
| Payback | 17.9 yrs | 18 yrs |
| 20-year net return | $11,444 | $10,716 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Texas Lutheran University or Lubbock Christian University?
Lubbock Christian University, at $24,456 a year after aid versus $24,654 — a gap of $198 a year, or $792 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Texas Lutheran University or Lubbock Christian University graduates earn more?
Texas Lutheran University graduates report a median $53,863 ten years after entry, $76 more than the $53,787 at Lubbock Christian University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Texas Lutheran University or Lubbock Christian University?
Lubbock Christian University: its completers carry a median $20,948 in federal loans versus $25,000 at Texas Lutheran University, a difference of $4,052. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
54% of students finish at Texas Lutheran University, against 51% at Lubbock Christian University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.