Head-to-head comparison
The College of the Florida Keys vs Albizu University-Miami: which has better ROI?
Option A Key West, FL
The College of the Florida Keys
- Net price / year
- $13,636
- Earnings, 10 years
- $42,508
- Payback
- No payback
Option B Miami, FL
Albizu University-Miami
- Net price / year
- $19,849
- Earnings, 10 years
- $41,544
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but The College of the Florida Keys comes closer — median earnings $42,508 against a $27,272 total, vs $41,544 at Albizu University-Miami. (Scorecard, 2026 · our math.)
| Measure | The College of the Florida Keys | Albizu University-Miami |
|---|---|---|
| Net price / yr | $13,636 | $19,849 |
| Total net cost | $27,272 | $79,396 |
| Median earnings, 10 yrs | $42,508 | $41,544 |
| Median debt | $9,500 | $5,500 |
| Payback | — | — |
| 20-year net return | -$144,312 | -$215,716 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, The College of the Florida Keys or Albizu University-Miami?
The College of the Florida Keys, at $13,636 a year after aid versus $19,849 — a gap of $6,213 a year, or $52,124 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do The College of the Florida Keys or Albizu University-Miami graduates earn more?
The College of the Florida Keys graduates report a median $42,508 ten years after entry, $964 more than the $41,544 at Albizu University-Miami. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, The College of the Florida Keys or Albizu University-Miami?
Albizu University-Miami: its completers carry a median $5,500 in federal loans versus $9,500 at The College of the Florida Keys, a difference of $4,000. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
40% of students finish at Albizu University-Miami, against 34% at The College of the Florida Keys. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.