Head-to-head comparison
The Master's University and Seminary vs Southern California Institute of Technology: which has better ROI?
Option A Santa Clarita, CA
The Master's University and Seminary
- Net price / year
- $32,647
- Earnings, 10 years
- $57,106
- Payback
- 14.9 yrs
Option B Anaheim, CA
Southern California Institute of Technology
- Net price / year
- $33,392
- Earnings, 10 years
- $53,598
- Payback
- 25.5 yrs
The Master's University and Seminary has the better ROI: it clears its 4-year net cost of $130,588 in 14.9 years versus 25.5 years at Southern California Institute of Technology, on median earnings of $57,106 vs $53,598 ten years out. (Scorecard, 2026 · our math.)
| Measure | The Master's University and Seminary | Southern California Institute of Technology |
|---|---|---|
| Net price / yr | $32,647 | $33,392 |
| Total net cost | $130,588 | $133,568 |
| Median earnings, 10 yrs | $57,106 | $53,598 |
| Median debt | $20,500 | $10,798 |
| Payback | 14.9 yrs | 25.5 yrs |
| 20-year net return | $44,332 | -$28,808 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, The Master's University and Seminary or Southern California Institute of Technology?
The Master's University and Seminary, at $32,647 a year after aid versus $33,392 — a gap of $745 a year, or $2,980 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do The Master's University and Seminary or Southern California Institute of Technology graduates earn more?
The Master's University and Seminary graduates report a median $57,106 ten years after entry, $3,508 more than the $53,598 at Southern California Institute of Technology. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, The Master's University and Seminary or Southern California Institute of Technology?
Southern California Institute of Technology: its completers carry a median $10,798 in federal loans versus $20,500 at The Master's University and Seminary, a difference of $9,702. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
74% of students finish at Southern California Institute of Technology, against 68% at The Master's University and Seminary. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.