Head-to-head comparison
Toccoa Falls College vs Andrew College: which has better ROI?
Option A Toccoa Falls, GA
Toccoa Falls College
- Net price / year
- $21,642
- Earnings, 10 years
- $36,630
- Payback
- No payback
Option B Cuthbert, GA
Andrew College
- Net price / year
- $21,823
- Earnings, 10 years
- $38,475
- Payback
- No payback
Neither clears its cost on institution-wide earnings, but Andrew College comes closer — median earnings $38,475 against a $43,646 total, vs $36,630 at Toccoa Falls College. (Scorecard, 2026 · our math.)
| Measure | Toccoa Falls College | Andrew College |
|---|---|---|
| Net price / yr | $21,642 | $21,823 |
| Total net cost | $86,568 | $43,646 |
| Median earnings, 10 yrs | $36,630 | $38,475 |
| Median debt | $22,250 | $12,533 |
| Payback | — | — |
| 20-year net return | -$321,168 | -$241,346 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Toccoa Falls College or Andrew College?
Toccoa Falls College, at $21,642 a year after aid versus $21,823 — a gap of $181 a year, or $42,922 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Toccoa Falls College or Andrew College graduates earn more?
Andrew College graduates report a median $38,475 ten years after entry, $1,845 more than the $36,630 at Toccoa Falls College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Toccoa Falls College or Andrew College?
Andrew College: its completers carry a median $12,533 in federal loans versus $22,250 at Toccoa Falls College, a difference of $9,717. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
44% of students finish at Toccoa Falls College, against 33% at Andrew College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.