Head-to-head comparison
Trinity University vs Chamberlain University-Texas: which has better ROI?
Option A San Antonio, TX
Trinity University
- Net price / year
- $23,464
- Earnings, 10 years
- $71,668
- Payback
- 4 yrs
Option B Houston, TX
Chamberlain University-Texas
- Net price / year
- $32,209
- Earnings, 10 years
- $92,405
- Payback
- 2.9 yrs
Chamberlain University-Texas has the better ROI: it clears its 4-year net cost of $128,836 in 2.9 years versus 4 years at Trinity University, on median earnings of $92,405 vs $71,668 ten years out. (Scorecard, 2026 · our math.)
| Measure | Trinity University | Chamberlain University-Texas |
|---|---|---|
| Net price / yr | $23,464 | $32,209 |
| Total net cost | $93,856 | $128,836 |
| Median earnings, 10 yrs | $71,668 | $92,405 |
| Median debt | $22,954 | $20,919 |
| Payback | 4 yrs | 2.9 yrs |
| 20-year net return | $372,304 | $752,064 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, Trinity University or Chamberlain University-Texas?
Trinity University, at $23,464 a year after aid versus $32,209 — a gap of $8,745 a year, or $34,980 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do Trinity University or Chamberlain University-Texas graduates earn more?
Chamberlain University-Texas graduates report a median $92,405 ten years after entry, $20,737 more than the $71,668 at Trinity University. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, Trinity University or Chamberlain University-Texas?
Chamberlain University-Texas: its completers carry a median $20,919 in federal loans versus $22,954 at Trinity University, a difference of $2,035. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
84% of students finish at Trinity University, against 25% at Chamberlain University-Texas. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.