Head-to-head comparison
University of Cincinnati-Main Campus vs Cincinnati State Technical and Community College: which has better ROI?
Option A Cincinnati, OH
University of Cincinnati-Main Campus
- Net price / year
- $25,648
- Earnings, 10 years
- $54,810
- Payback
- 15.9 yrs
Option B Cincinnati, OH
Cincinnati State Technical and Community College
- Net price / year
- $4,968
- Earnings, 10 years
- $40,137
- Payback
- No payback
University of Cincinnati-Main Campus has the better ROI: it clears its 4-year net cost of $102,592 in 15.9 years versus not at all at Cincinnati State Technical and Community College, on median earnings of $54,810 vs $40,137 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Cincinnati-Main Campus | Cincinnati State Technical and Community College |
|---|---|---|
| Net price / yr | $25,648 | $4,968 |
| Total net cost | $102,592 | $19,872 |
| Median earnings, 10 yrs | $54,810 | $40,137 |
| Median debt | $21,250 | $14,715 |
| Payback | 15.9 yrs | — |
| 20-year net return | $26,408 | -$184,332 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Cincinnati-Main Campus or Cincinnati State Technical and Community College?
Cincinnati State Technical and Community College, at $4,968 a year after aid versus $25,648 — a gap of $20,680 a year, or $82,720 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Cincinnati-Main Campus or Cincinnati State Technical and Community College graduates earn more?
University of Cincinnati-Main Campus graduates report a median $54,810 ten years after entry, $14,673 more than the $40,137 at Cincinnati State Technical and Community College. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Cincinnati-Main Campus or Cincinnati State Technical and Community College?
Cincinnati State Technical and Community College: its completers carry a median $14,715 in federal loans versus $21,250 at University of Cincinnati-Main Campus, a difference of $6,535. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
75% of students finish at University of Cincinnati-Main Campus, against 16% at Cincinnati State Technical and Community College. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.