Head-to-head comparison
University of Florida vs Chamberlain University-Florida: which has better ROI?
Option A Gainesville, FL
University of Florida
- Net price / year
- $6,541
- Earnings, 10 years
- $71,588
- Payback
- 1.1 yrs
Option B Jacksonville, FL
Chamberlain University-Florida
- Net price / year
- $31,269
- Earnings, 10 years
- $92,405
- Payback
- 2.8 yrs
University of Florida has the better ROI: it clears its 4-year net cost of $26,164 in 1.1 years versus 2.8 years at Chamberlain University-Florida, on median earnings of $71,588 vs $92,405 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Florida | Chamberlain University-Florida |
|---|---|---|
| Net price / yr | $6,541 | $31,269 |
| Total net cost | $26,164 | $125,076 |
| Median earnings, 10 yrs | $71,588 | $92,405 |
| Median debt | $15,000 | $20,919 |
| Payback | 1.1 yrs | 2.8 yrs |
| 20-year net return | $438,396 | $755,824 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Florida or Chamberlain University-Florida?
University of Florida, at $6,541 a year after aid versus $31,269 — a gap of $24,728 a year, or $98,912 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Florida or Chamberlain University-Florida graduates earn more?
Chamberlain University-Florida graduates report a median $92,405 ten years after entry, $20,817 more than the $71,588 at University of Florida. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Florida or Chamberlain University-Florida?
University of Florida: its completers carry a median $15,000 in federal loans versus $20,919 at Chamberlain University-Florida, a difference of $5,919. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
91% of students finish at University of Florida, against 33% at Chamberlain University-Florida. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.