Head-to-head comparison
University of Mary Hardin-Baylor vs Abilene Christian University-Undergraduate Online: which has better ROI?
Option A Belton, TX
University of Mary Hardin-Baylor
- Net price / year
- $26,106
- Earnings, 10 years
- $56,132
- Payback
- 13.4 yrs
Option B Addison, TX
Abilene Christian University-Undergraduate Online
- Net price / year
- $23,698
- Earnings, 10 years
- $55,736
- Payback
- 12.9 yrs
Abilene Christian University-Undergraduate Online has the better ROI: it clears its 4-year net cost of $94,792 in 12.9 years versus 13.4 years at University of Mary Hardin-Baylor, on median earnings of $55,736 vs $56,132 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Mary Hardin-Baylor | Abilene Christian University-Undergraduate Online |
|---|---|---|
| Net price / yr | $26,106 | $23,698 |
| Total net cost | $104,424 | $94,792 |
| Median earnings, 10 yrs | $56,132 | $55,736 |
| Median debt | $26,000 | $24,250 |
| Payback | 13.4 yrs | 12.9 yrs |
| 20-year net return | $51,016 | $52,728 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online, at $23,698 a year after aid versus $26,106 — a gap of $2,408 a year, or $9,632 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online graduates earn more?
University of Mary Hardin-Baylor graduates report a median $56,132 ten years after entry, $396 more than the $55,736 at Abilene Christian University-Undergraduate Online. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Mary Hardin-Baylor or Abilene Christian University-Undergraduate Online?
Abilene Christian University-Undergraduate Online: its completers carry a median $24,250 in federal loans versus $26,000 at University of Mary Hardin-Baylor, a difference of $1,750. The figure counts students who finished; it excludes private loans and anyone who left before graduating.