Head-to-head comparison
University of Maryland-Baltimore County vs Capitol Technology University: which has better ROI?
Option A Baltimore, MD
University of Maryland-Baltimore County
- Net price / year
- $16,467
- Earnings, 10 years
- $69,960
- Payback
- 3 yrs
Option B Laurel, MD
Capitol Technology University
- Net price / year
- $22,102
- Earnings, 10 years
- $85,035
- Payback
- 2.4 yrs
Capitol Technology University has the better ROI: it clears its 4-year net cost of $88,408 in 2.4 years versus 3 years at University of Maryland-Baltimore County, on median earnings of $85,035 vs $69,960 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Maryland-Baltimore County | Capitol Technology University |
|---|---|---|
| Net price / yr | $16,467 | $22,102 |
| Total net cost | $65,868 | $88,408 |
| Median earnings, 10 yrs | $69,960 | $85,035 |
| Median debt | $19,500 | $20,264 |
| Payback | 3 yrs | 2.4 yrs |
| 20-year net return | $366,132 | $645,092 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Maryland-Baltimore County or Capitol Technology University?
University of Maryland-Baltimore County, at $16,467 a year after aid versus $22,102 — a gap of $5,635 a year, or $22,540 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Maryland-Baltimore County or Capitol Technology University graduates earn more?
Capitol Technology University graduates report a median $85,035 ten years after entry, $15,075 more than the $69,960 at University of Maryland-Baltimore County. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Maryland-Baltimore County or Capitol Technology University?
University of Maryland-Baltimore County: its completers carry a median $19,500 in federal loans versus $20,264 at Capitol Technology University, a difference of $764. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
70% of students finish at University of Maryland-Baltimore County, against 43% at Capitol Technology University. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.