Head-to-head comparison
University of Mississippi vs University of Southern Mississippi: which has better ROI?
Option A University, MS
University of Mississippi
- Net price / year
- $13,314
- Earnings, 10 years
- $50,994
- Payback
- 20.2 yrs
Option B Hattiesburg, MS
University of Southern Mississippi
- Net price / year
- $21,708
- Earnings, 10 years
- $44,140
- Payback
- No payback
University of Mississippi has the better ROI: it clears its 4-year net cost of $53,256 in 20.2 years versus not at all at University of Southern Mississippi, on median earnings of $50,994 vs $44,140 ten years out. (Scorecard, 2026 · our math.)
| Measure | University of Mississippi | University of Southern Mississippi |
|---|---|---|
| Net price / yr | $13,314 | $21,708 |
| Total net cost | $53,256 | $86,832 |
| Median earnings, 10 yrs | $50,994 | $44,140 |
| Median debt | $20,000 | $22,500 |
| Payback | 20.2 yrs | — |
| 20-year net return | -$576 | -$171,232 |
College Scorecard (2026), institution-level · payback and returns are our math. Figures blend all majors.
The short answer
Which is cheaper, University of Mississippi or University of Southern Mississippi?
University of Mississippi, at $13,314 a year after aid versus $21,708 — a gap of $8,394 a year, or $33,576 across the full degree. These are net prices after grants and scholarships, not sticker prices, so they reflect what an aided student pays.
The short answer
Do University of Mississippi or University of Southern Mississippi graduates earn more?
University of Mississippi graduates report a median $50,994 ten years after entry, $6,854 more than the $44,140 at University of Southern Mississippi. Both are institution-wide medians from federal tax records, so a high-paying major at the lower school can beat the average at the higher one.
The short answer
Which leaves students with less debt, University of Mississippi or University of Southern Mississippi?
University of Mississippi: its completers carry a median $20,000 in federal loans versus $22,500 at University of Southern Mississippi, a difference of $2,500. The figure counts students who finished; it excludes private loans and anyone who left before graduating.
The short answer
Which graduates more of its students?
72% of students finish at University of Mississippi, against 49% at University of Southern Mississippi. Completion matters to the ROI arithmetic because a degree that is never finished still carries its cost and its debt, but earns none of the graduate premium above the $48,360 high-school baseline.